How to Retire Early Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Contributing to an IRA? Determine if you are eligible to contribute to a traditional or Roth IRA. Should You Borrow from Your 401(k)? Does it make sense to borrow from my 401(k) to pay off debt or to make a major purchase? Infographic: Playing the Odds With Your Future? Plan for the things you can protect against, like a loss of income due to illness or injury.